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(Added by 10/27/97 Special Town Meeting; approved by Attorney General 2/10/98) | |||||||
1. Purpose and Intent
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The requirements of this subsection are established for the purpose of: | |||||||
a. increasing the supply of housing in the Town of Ipswich that is permanently available to and affordable by low and moderate-income households;
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b. encouraging a greater diversity of housing accommodations to meet the needs of families and other Ipswich residents; and
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c. developing and maintaining a satisfactory proportion of the Town's housing stock as affordable units.
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2.Applicability (Amended by 10/15/01 Special Town Meeting; approved by Attorney General 2/19/02) | |||||||
The requirements of this subsection I. apply to: | |||||||
a. Any multi-family residential development subject to approval by special permit; and
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b. Any proposed residential development in the RRA, RRB, and RRC Districts that would create two or more single-family detached or attached dwellings for which compliance with this subsection I. is required in the Table of Dimensional and Density Regulations (Section VI.). Developments that create only one single-family detached or attached dwelling are exempt from the provisions of subsection I. so that the minimum lot sizes of the new lot and the remaining parcel are 43,560 square feet each, or for large lot exceptions, three acres, provided that a suitable restriction is recorded at the Essex South Registry of Deeds prohibiting the creation of additional units on the property. (Amended by 10/18/04 Special Town Meeting; approved by Attorney General 1/27/05) (Amended by 10/16/06 Special Town Meeting; approved by Attorney General 1/4/07)
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3.Requirements (Amended by 10/15/01 Special Town Meeting; approved by Attorney General 2/19/02) | |||||||
a. Multi-family Residential Development
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(1)Ten percent of the units in any multi-family residential development of ten units or more (the "Affordable Housing Units") requiring a special permit shall be sold or rented to households with incomes at or below 80 percent for for-sale housing and 60 percent for rental housing of the Median Regional Household Income (as determined by the U.S. Department of Housing and Urban Development (HUD) pursuant to the Housing Act of 1937, as amended and adjusted for family size), and shall be restricted to sales prices or monthly rents that are affordable to such households. The sales price or monthly rent shall, in all instances, be such that the dwelling unit qualifies as a local initiative unit under the Commonwealth's Local Initiative Program (LIP) and meets the requirements of a subsidized housing unit for the purposes of listing in the Town's subsidized housing inventory under G.L.C. 40B Sec. 20-23. For purposes of this bylaw, rental housing shall be deemed affordable if rents (including utilities or a HUD-approved utility allowance if utilities are paid separately by tenants) do not exceed 30 percent of 50 percent of the gross monthly Median Regional Household Income for a family of four, adjusted for the bedroom size of the unit in accordance with the protocols accepted under Section 42 of the federal tax code. For-sale housing shall be deemed affordable for purposes of this bylaw if it is priced so that monthly principal, interest, tax, and property insurance costs and condominium fees (if applicable) do not exceed 30 percent of 70 percent of gross monthly Median Regional Household Income for a family of four, adjusted for the bedroom size of the unit, using the best generally available mortgage terms and rates for such borrowers. Where the application of this formula results in a fractional housing unit, a fraction of one half of a dwelling unit or more shall be considered as one Affordable Housing Unit; if the fraction is less than one-half of a dwelling unit, each tenth of the fraction shall require the payment of the unit fee specified in (2) below. (Amended by 10/18/04 Special Town Meeting; approved by Attorney General 1/27/05) (Amended by 10/16/06 Special Town Meeting; approved by Attorney General 1/4/07)
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(2)For multi-family residential developments of less than ten units requiring a special permit, the applicant shall, in consideration of such permit, provide either one Affordable Housing Unit in accordance with 3. a. (1), 4., 5., and 6. of this Section I., or pay a fee to the Town to provide affordable housing in Ipswich. The fee shall be calculated on a pro rata basis, and shall be $ 10,000 per unit for developments up to nine units. The fee may be adjusted by the Planning Board from time to time through the issuance of guidelines or regulations. Such adjustments shall reflect both changes in the median contract price for newly constructed homes in the Northeast U.S., as reported annually by the U.S. Census Bureau, and changes in the maximum sales price for single-family homes developed for sale to households at or below 80 percent of Median Regional Household Income through programs administered by the Massachusetts Department of Housing and Community Development.
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b. Single-Family Developments of Ten or More Dwellings
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Applicants developing ten or more single-family detached or attached dwellings in the RRA or RRB Districts shall comply with the following requirements: | |||||||
(1) provide ten percent of the units in accordance with 3. a. (1), 4., 5., and 6. of this Subsection I.; and
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(2) obtain an Open Space Preservation Zoning special permit in accordance with the provisions of Section IX. A. of this bylaw.
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c. Single-Family Developments of Less than Ten Units
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Applicants developing fewer than ten single-family detached or attached dwelling units in the RRA and RRB Districts shall comply with the following requirements: | |||||||
(1) provide an Affordable Housing Unit in accordance with 3. a. (1), 4., 5., and 6. of this Section I.; or provide an affordable housing fee in accordance with 3. a. (2) of this Section I.; and
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(2) obtain an Open Space Preservation Zoning special permit in accordance with the provisions of Section IX. A. of this bylaw, unless the development creates fewer than five total dwelling units.
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d. Subdivision Approval
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Any development application submitted under the provisions of this subsection that involves the subdivision of land shall also be subject to the approval of the Planning Board under the Rules and Regulations Governing the Subdivision of Land in Ipswich. | |||||||
4.Conditions of Approval (Amended by 10/15/01 Special Town Meeting; approved by Attorney General 2/19/02) | |||||||
a. Continued Affordability
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Affordable housing units developed pursuant to this bylaw shall be subject to long-term use restrictions and, where applicable, resale restrictions, to ensure that they remain affordable to low- and moderate-income households for the longest period allowed by law, but in no instance less than ninety-nine years. Such restrictions shall be enforceable by the Town of Ipswich or by a housing-related charitable corporation or trust designed by the Town of Ipswich in accordance with Sections 31 and 32 of Chapter 184 of the Massachusetts General Laws, and shall be executed and recorded at the Essex County Registry of Deeds, Southern District. It is the intent of this bylaw that affordable housing units be restricted and that long-term affordability be enforced in such a manner that affordable units are considered "low and moderate income housing" for purposes of Section 20 of Chapter 40B of the Massachusetts General Laws. (Amended by 10/18/04 Special Town Meeting; approved by Attorney General 1/27/05) | |||||||
b. Comparability
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Affordable units shall be dispersed throughout the site and shall be indistinguishable from market-rate units except in size, interior finish, fixtures and appliances. | |||||||
c. Family Units
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Except as otherwise provided by the Planning Board, affordable units shall contain a minimum of two bedrooms and shall be in every way suitable for family occupancy. | |||||||
d. Alternative Requirements
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The Planning Board may reduce the required percentage of affordable housing units from ten percent to not less than five percent of the units permitted if such Affordable Housing Units are sold or rented at prices affordable to households at or below fifty (50%) percent of the Median Regional Household Income. The Planning Board may also increase the required percentage of affordable housing units from ten percent to not more than fifteen percent of the permitted units if it determines that federal, state or local subsidies are available to defray the cost to the applicant of providing any affordable units in excess of ten percent. (Added by 10/15/01 Special Town Meeting; approved by Attorney General 2/19/02) | |||||||
5. Off-site Location
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With the approval of the Planning Board, the inclusionary housing requirement may be met through the provision of some or all of the required affordable units on an alternative site or sites suitable for housing use. Affordable off-site units shall be newly created and at least equal in number to the affordable units that would have been provided on-site. Affordable off-site units required by this Section may be located in an existing structure, provided that they do not replace any of the dwelling units contained in the structures. Affordable units provided through this provision shall comply, in all respects other than on-site location, with the requirements of this section and all other requirements of the zoning bylaw. (Amended by 10/18/04 Special Town Meeting; approved by Attorney General 1/27/05) | |||||||
6. Compliance
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a. Permit Conditions
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No special permit shall be issued without appropriate restrictions to ensure that the provisions of this subsection are made binding upon the applicant. | |||||||
b. Occupancy Conditions
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No certificate of occupancy shall be issued for any market-rate units in a development covered by this subsection until all deed covenants and/or other documents necessary to ensure compliance by the applicant with the requirements of this subsection have been executed. | |||||||